Insights
This blog has been taken from Malcore’s analysis results. The points below are not an exhaustive list. For a full view of Malcore’s static analysis of the Monzo App APK view it on Malcore.
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Discovered Trackers
Tealium
Pusher
Google Firebase Analytics
Braze (formerly Appboy)
Google Tag Manager
Adjust
Google CrashLytics
New Relic
High severity warnings from code analysis
Files may contain hardcoded sensitive informations like usernames, passwords, keys etc.
Insecure Implementation of SSL. Trusting all the certificates or accepting self signed certificates is a critical Security Hole. This application is vulnerable to MITM attacks.
The App uses an insecure Random Number Generator.
App creates temp file. Sensitive information should never be written into a temp file.
App uses SQLite Database and execute raw SQL query. Untrusted user input in raw SQL queries can cause SQL Injection. Also sensitive information should be encrypted and written to the database.
App creates temp file. Sensitive information should never be written into a temp file.
The app uses jackson deserialization library. Deserialization of untrusted input can result in arbitrary code execution.
This App has capabilities to prevent against Screenshots from Recent Task History/ Now On Tap etc.
Suspicious severity warnings from code analysis
Application attempts to discover build version of device.
Dangerous Labelled permissions from Android
Android Dangerous labelled permissions as Dangerous from this library https://developer.android.com/reference/android/Manifest.permission.
Name: USE_CREDENTIALS
Description: Allows an application to request authentication tokens.
Name: ACCESS_COARSE_LOCATION
Description: Access coarse location sources, such as the mobile network database, to determine an approximate phone location, where available. Malicious applications can use this to determine approximately where you are.
Name: BLUETOOTH
Description: Allows an application to view configuration of the local Bluetooth phone and to make and accept connections with paired devices.
Name: CAMERA
Description: Allows application to take pictures and videos with the camera. This allows the application to collect images that the camera is seeing at any time.
Name: BLUETOOTH_ADMIN
Description: Allows an application to configure the local Bluetooth phone and to discover and pair with remote devices.
Name: NFC
Description: Allows an application to communicate with Near-Field Communication (NFC) tags, cards and readers.
Name: ACCESS_FINE_LOCATION
Description: Access fine location sources, such as the Global Positioning System on the phone, where available. Malicious applications can use this to determine where you are and may consume additional battery power.
Name: ACCESS_NETWORK_STATE
Description: Allows an application to view the status of all networks.
Name: READ_PHONE_STATE
Description: Allows the application to access the phone features of the device. An application with this permission can determine the phone number and serial number of this phone, whether a call is active, the number that call is connected to and so on.
Name: WAKE_LOCK
Description: Allows an application to prevent the phone from going to sleep.
Name: RECORD_AUDIO
Description: Allows application to access the audio record path.
Name: READ_CONTACTS
Description: Allows an application to read all of the contact (address) data stored on your phone. Malicious applications can use this to send your data to other people.
To view how these results compare within industry see our analysis:
To view how these scores are created visit our transparency post where we published a description of our phone application threat scoring algorithm.